Two-Sentence Prayer Thursday: Steal, Kill, Destroy

God is not impressed with our extensive vocabulary or how elegant we can sound with our words. Rather, He is looking for undivided hearts toward Him, true dependence upon Him, and daily communication with Him as well as relationship. With that said, we will take Thursdays and post Two-Sentence Prayers to pray. We pray we are sincere, yielded and responsive to the answers, love, and wisdom God gives us as a result of seeking Him wholeheartedly even in the simplest of prayers.

Sometimes, we forget the devil has plans and seeks to fulfill his purpose too. His plans are evil; moreover, he is on the prowl and at work every day to steal, kill, and destroy lives, impacts, destinies, reputations, hope, you, resources, innocence, truth encouragement, relationships, and more. With the current division, racism, hatred, divorces, murders, violence, selfishness, greed, debt, and wicked agendas spreading throughout the land, there is evidence he is at work to fulfill his plans. But God!

As I am spurred closer to God, the Holy Spirit reveals areas of my life where the devil has stolen, killed, and destroyed. One thing the enemy has been attacking is my joy and peace of mind. I would ask myself, “as a Christian, if Jesus is on the inside of me, shouldn’t I bear His joy and peace no matter what is going on around me?” God led me to this very scripture (John 10:10) to meditate on and pray. His Word is a weapon and His Word cannot return to Him void.

John 10:10 states that the “The thief’s purpose is to steal and kill and destroy. My purpose is to give them a rich and satisfying life.” John 10:10 NLT http://bible.com/116/jhn.10.10.NLT

As I pray and meditate on His Word, I am believing it and believing that I will receive and walk in this from here on out.

Today’s Prayer:

Jesus, my big Brother, thank You that You came that I might have life, and that I might have it more abundantly, so help me to surrender to You and receive this life. I declare that everything that the devil has stolen, killed, and destroyed in my life be returned, resurrected, and restored in Your holy name.

Amen!

Please watch this short video, Little Red Riding Hood–The Big Bad Wolf

https://youtu.be/OtnoY4UEO0c

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Contributing Writer: Tannika Moore

Two-sentence Prayer Thursday: Help My Disbelief

God is not impressed with our extensive vocabulary or how elegant we can sound with our words. Rather, He is looking for undivided hearts toward Him, true dependence upon Him, and daily communication with Him as well as relationship. With that said, we will take Thursdays and post Two-Sentence Prayers to pray. We pray we are sincere, yielded and responsive to the answers, love, and wisdom God gives us as a result of seeking Him wholeheartedly even in the simplest of prayers.

Mark 9:23-25 states,

23 “‘If you can’?” said Jesus. “Everything is possible for one who believes.”

24 Immediately the boy’s father exclaimed, “I do believe; help me overcome my unbelief!”

Seems like an oxymoron right. How can you say you believe one minute but help my unbelief the next? Well think of it like this. Have you ever believed God for something, say like a bill getting paid; no one could talk you out of that belief? But when it came to trusting God and believing Him for your healing, you just couldn’t quite believe that your healing would manifest. Maybe you believed you were being punished and thought it wasn’t God’s will to heal you and/or maybe you didn’t meditate on God’s Word concerning His healing virtues and promises. This father mentioned in Mark 9 believed God yet doubt would creep in. However, Jesus was unbothered by His disbelief for death, sickness, and doubt are no match for God’s grace, mercy, Word, and power. Yet, we must allow our faith to be strengthened through God’s Word and prayer.

Today’s Prayer:

Father God,

Help my disbelief and break up the fallow ground in my heart. Purify my heart and strengthen my faith as I saturate in Your Word and seek You daily. In Jesus’ name, amen.

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Living Life the Fruitful Way

http://www.fruitfulandfabulous.com

Flashback Friday: Would You Recognize Him

Happy Friday! Check out our Fruitfulfab flashback originally posted on October 3, 2016.

From the Howling Man episode /Twilight Zone
From the Howling Man episode /Twilight Zone

Open Your Eyes

It is often said “when people show you themselves, believe them”. But what if they disguised themselves and if you, like Mr. Ellington, didn’t recognize the signs of whom the person really was?

“I-I didn’t believe you. I saw him and didn’t recognize him,” gasps Mr. Ellington. “That is man’s weakness…and Satan’s strength,” stresses Brother Jerome.

How many times has the devil disguised himself or you failed to recognize what he was doing before it was too late?

How well can you recognize him, his work, and why can’t we recognize him?

Twilight Zone

I have always loved watching reruns of the Twilight Zone. One of my favorite episodes is called The Howling Man. On a rainy, stormy day, David Ellington recalls of another rainy, stormy day he endured. Déjà vu or not? That day he was wearied, lost and had stumbled across a place of refuge. He needed help. Mr. Ellington pleads with the strange man who answers the door to let him in. After being let in and waiting for further approval to speak with the leader about resting there for the night, Mr. Ellington collapses from sheer exhaustion.

The men at this sanctuary reluctantly give Mr. Ellington shelter to rest. However, Mr. Ellington discovers where the howling he had been hearing, since he arrived there, is coming from. No one acknowledges at first his discovery. But throughout the night, the howling continues to capture his attention. Behind the bars is a homely man with a gentle appeal for freedom from the men who have imprisoned him. The man behind the door pleads for help. He tries to warn Ellington also that the men are not who they say there are.

“They’re mad, Mister Ellington. All of them, raving mad. Listen. I was in the village in Schwartzof. I was walking in the street with my woman. We paused to rest by a tree. And we kissed. Is it wrong to kiss? Tell me,” begs the man.

He Let Him Loose, Ya’ll

To make a long story short, Mr. Ellington sets the man free, only to discover he had been tricked. He had let loose the devil and had to spend years and years chasing him to bind him again. Now Ellington has captured him, has him bound and is sharing his account of when he let him loose. But will that person fall for the devil’s tricks; will that person doubt who the devil really is, only to let him out again?

“I know. It’s –it’s an incredible story. I, of all people, know this. And you won’t believe me. No, not at first. But I’m going to tell you the whole thing. Then, you will believe, because you must. You must believe.”

As I watched this, I thought, if I was in Ellington’s shoes, “Would I recognize the devil for what he is?” Would I trust what the brothers were telling me?  Would the devil appeal to my flesh, my emotions, etc. to deceive me into letting him go? How many times has he deceived me already?

Father of Lies

The devil is a deceiver. In fact, he is the father of all lies. He can masquerade as an angel of light (2 Corinthians 11:14). In the appearance of man, a homely one, the devil appears even as a victim, falsely accused while accusing the brothers to Mr. Ellington. He draws Ellington’s curiosity and appeals to his emotions as well as sows seeds of doubt into his heart. And he does it at such an opportune time, when Ellington is weary, exhausted and in the midst of a storm. Not saying the devil doesn’t come at other times to distract us, deceive us, and let loose in our lives, but he seems to come and have his way the most during tests and trials as well as when we are unarmed and feeling weak.

So how aren’t we recognizing him?

  • We aren’t consistently in the Word of God. “Truth is dogma. We believe it to be man’s greatest weapon against the devil, who is the father of lies,” says Brother Jerome.
  • We are building our doubt and not our faith. Doubt means to lack confidence, to consider unlikely, to distrust.
  • We are being led by our flesh, emotions, etc. and not by the Spirit of God.
  • We are not putting on the armor of God. Ephesians 6:13-17
  • We forget that there is a spiritual war going on. We wrestle not against flesh and blood. Ephesians 6:12
  • We are not fixing our eyes on Jesus. Hebrews 12:1-2
  • We are in a spiritual state of slumber. We are not growing in our walk; our prayer lives are dull; our hearts are numb and our appetites and pursuit of God and godly things are growing cold. 1 John 2:28

So, I encourage you to not be deceived by the enemy and let him loose in your life.

  • Seek God first, pursue God greatly and nurture your relationship with God intimately daily.
  • Saturate in the Word of God daily. Ellington asks, “But if he’s the devil, how do you keep him locked up?’ Brother Jerome responds, “with the staff of Truth!” Read it, obey it, use it, speak it, and believe it!
  • Pray. Pray for God’s discernment and help. He knows everything and has already overcome the enemy and the world. He knows what the devil has planned and can protect you from his deception and attacks.
  • Build your faith and not your doubt. Faith comes by hearing by and hearing by the Word. Trust God and believe Him at His Word.
  • Know and believe that God has good intentions towards you.
  • Pray for wisdom and revelation; and when the Holy Spirit gives you insight into where the devil is at in your life and what he’s doing, call the enemy out on it in the name of Jesus. I know, Lord, the devil is trying to distract me and I rebuke these distractions in Jesus’ name. I pray I will fix my eyes on You, Lord, for You are the author and perfecter of my faith.
  • Check the condition of your heart and check unchecked sin and repent wholeheartedly. James 4:7-8

M.I.A

The M.I.A (Most Important Accessory) that a Christian should have in their possession is The Holy Spirit & The Word of God. They are something we don’t hang up or sport from time to time, but something we must wear daily, second by second, minute by minute. It is through His Word and through the Holy Spirit we can stay alert to the devil’s schemes.  

–Written by Tannika Moore

Check out The Howling Man: click on link below.

The Howling Man

Money $eries Week: Building Financial Muscle

Today is the last day of Money $eries Week and we hope you have enjoyed it. We hope it has impacted you and given you motivation to go seek God and His Wisdom to view money from His perspective so you can manage it right and righteously.

To conclude, let’s review things we should all be doing to build financial muscle and gain financial freedom.

  1. Tithe. Give God back at least 10%, or start wherever you can in your faith, from all you earn to show You trust Him, to honor Him, and to provide for the ministries of His Kingdom here on earth.
  2. Save. Save as much and every cent you can. “There are times it has been hard to save or resave once I finally saved up something, but one thing for sure I do save my bronze and silver coins without fail,” says Tannika of Fruitful & Fabulous. Save an emergency fund for emergencies like a medical bill, or immediate expenses after losing your job, or if your car breaks down. Save for an expenditure (when a birthday you forgot or event comes up and you want to spend money on a gift) fund. Save for a vacation fund. Just get in the mindset of paying you too and saving.
  3. Romans 13:8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law. Pay off debts (high interest rate ones first or if that way seems too daunting, pay from the smallest to the greatest), and reduce the number of credit cards or some suggest just have one. Having a home mortgage or student loan is not a bad thing but do make efforts to pay those off early if can. Credit card debt is bad. “It is the worst, it seems to never go away once you have a balance from this one and then that one. “I once cleared and paid all my credit card debt. I paid it off and raised my credit score as well as saved money to put down money on my own home,” says Tannika. “So being credit card debt free is possible. The second time around has been difficult but I am determined to break free.” God doesn’t want us to be bound to debt. Pay your credit card bills on time and try to pay more than the minimum. If you must, don’t use your credit card for purchases unless you know you can pay it in full or 80% in full next bill. And assess if it is wise to purchase the item or thing you are trying to buy at that time. 
  4. That leads us to the next one, which should have been first. Seek ye first the Kingdom of God and his righteousness; and all these things shall be added unto you. God doesn’t just disburse you green funds but other gracious gifts like wisdom, favor, His presence (we need those just as much as money). So seek God first! Seek God period. Ask Him for wisdom concerning money and how to manage it. Some people say they even pray and ask God to show them where the discounts and sales are. Get God involved in giving you strategies and wisdom with the monies He gave you to manage, provide for your needs, and be blessed and to bless. He is omniscient and our provider, so trust Him with what He is entrusting you with.
  5. Budget. Create a monthly budget and financial goals. Know what is coming in and going out, and regulate it. Put expectations on your money. Sacrifice things, like cable, you don’t need. Have a grocery list when you walk into the grocery store. And constantly check your budget and make revisions when you have to. Carry cash more or only instead of plastic money (credit cards as well as your debit cards). Have you ever got your items rang up and the price is over what you expected and you may not have it, but you pull out that plastic money. If you have cash, you have no choice but to stay in the confines of your budget. 
  6. Spend wisely. Don’t covet what someone else has. That means to want badly what someone else has. And don’t try to keep up with the Joneses. It leaves you broke, frustrated, and unoriginal. Don’t try to impress everyone and spend money you don’t have. Discipline your flesh also and learn to tell yourself no. You just might not need another dress if you are not wearing the other five you haven’t worn in awhile. At least donate two dresses if you must get that new one. 
  7. Invest your money. Make your money earn money (read previous post about what Shalamaar says about investing) and talk to a professional banker or stockbroker about ways you can invest monies.
  8. Give Back. You were blessed to be a blessing. And yes you are blessed whether you realize it or not. Impact and help others any way God leads you to help, whether it is donating to a cause or giving your time. 
  9. Don’t wear yourself out to get rich. Proverbs 23:4 Do not wear yourself out to get rich; do not trust your own cleverness. Read Proverbs 23:5 and ask someone who has had millions and squandered it, and you will see why. Trust God who is our source to everything. He created us and this whole world. Pursuing riches and obsessively only leads to heartbreak and ruin. 
  10. Obey God. Obey God and do not forget Him when you are blessed and prospering. And yearn to see success the way God does because He views it differently from the world. If you obey the Lord your God: Blessed shall you be in the city, and blessed shall you be in the field. Blessed shall be the fruit of your womb, the fruit of your ground, and the fruit of your livestock, both the increase of your cattle and the issue of your flock. Blessed shall be your basket and your kneading bowl. Blessed shall you be when you come in, and blessed shall you be when you go out…. The Lord will make you abound in prosperity, in the fruit of your womb, in the fruit of your livestock, and in the fruit of your ground in the land that the Lord swore to your ancestors to give you. The Lord will open for you his rich storehouse, the heavens, to give the rain of your land in its season and to bless all your undertakings. (Deut. 28:2-7; 11–12)
  11. Invest in the Kingdom of God. Do you sow into the Kingdom of God with your time, money, and talents and gifts? Bless God’s kingdom with what He blesses you. Esther 4:14b And who knows but that you have come to your royal position for such a time as this?” There is a reason why you have those talents, spiritual gifts, resources. We are to build up the Kingdom and give God glory in all that we do.
  12. Lastly, Pray. Talk with God and listen to Him daily!        photo from Dave Ramsey’s Baby Steps (daveramsey.com)

            http://www.fruitfulandfabulous.com

                Living Life the Fruitful Way 

                                ——————————

        Tell us what you have enjoyed, learned, and will apply to your life after this series.

        Disclaimer

        We, at Fruitful & Fabulous, are not certified financial planners or financial advisors. We do research and reference the sources that we use within our writing. The information provided should not be used as financial advice; it is used to promote financial literacy, financial literacy based from the Bible as well as discussion. The views, some of the experiences, and opinions on this site are that of the authors. Any suggestions or investment advice should be reviewed by a financial professional before acting on them.


        This website will never share your email address or any of your personal information with a third party for any reason. We are excited to encourage financial literacy and health but it is your choice whether or not you use the information provided and at your own risk.

        Money $eries Week: Biblical Ways To Build, Spend & Save

        Well loves, we are coming to the end of the Money $eries Week. We hope you have been encouraged to not throw in your towels and will aim with God’s grace, hope, and Word toward financial freedom. 

        So, this post we will dedicate time to presenting God’s instruction, encouragement, and promises in managing the money He has blessed you with.

        Malachi 3:10 Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.

        Romans 13:8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.

        Proverbs 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

        Hebrews 13:5 Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.”

        Matthew 6:24 “No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.

        Luke 3:14 Then some soldiers asked him, “And what should we do?” He replied, “Don’t extort money and don’t accuse people falsely—be content with your pay.”

        1 Timothy 6:17-19 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share.  In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.

        Deuteronomy 28:12 The LORD will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none.

        Proverbs 3:9 Honor the LORD with your wealth, with the firstfruits of all your crops;

        Philippians 4:19  And my God will supply your needs according to the glory in Christ Jesus.

        Deuteronomy 16:17 Every man shall give as he is able, according to the blessing of the LORD your God which He has given you.

        Proverbs 28:27 He who gives to the poor will never want, but he who shuts his eyes will have many curses.

        Kings 17:13-16 Then Elijah said to her, “Do not fear; go, do as you have said, but make me a little bread cake from it first and bring it out to me, and afterward you may make one for yourself and for your son. For thus says the Lord God of Israel, ‘The bowl of flour shall not be exhausted, nor shall the jar of oil be empty, until the day that the Lord sends rain on the face of the earth.’” So she went and did according to the word of Elijah, and she and he and her household ate for many days. The bowl of flour was not exhausted nor did the jar of oil become empty, according to the word of the Lord which He spoke through Elijah.

        Matthew 6:31-32 Do not worry then, saying, ‘What will we eat?’ or ‘What will we drink?’ or ‘What will we wear for clothing?’ For the Gentiles eagerly seek all these things; for your heavenly Father knows that you need all these things.

        Deuteronomy 8:18 Remember the Lord your God, for it is He who gives you the ability to produce wealth.

        Leviticus 19:13 You shall not oppress your neighbor, nor rob him. The wages of a hired man are not to remain with you all night until morning.

        Proverbs 16:8 Better is a little with righteousness than great income with injustice.

        Philippians 4:11-13  I am not saying this because I am in need, for I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do all this through him who gives me strength. 

                  http://www.fruitfulandfabulous.com

                     Living Life the Fruitful Way 

                       __________________________

        Disclaimer

        We, at Fruitful & Fabulous, are not certified financial planners or financial advisors. We do research and reference the sources that we use within our writing. The information provided should not be used as financial advice; it is used to promote financial literacy, financial literacy based from the Bible as well as discussion. The views, some of the experiences, and opinions on this site are that of the authors. Any suggestions or investment advice should be reviewed by a financial professional before acting on them.


        This website will never share your email address or any of your personal information with a third party for any reason. We are excited to encourage financial literacy and health but it is your choice whether or not you use the information provided and at your own risk.

        Flashback Friday: Our Father

        Father’s Day is approaching; it is this Sunday on June 18th. To acknowledge all the dads and the greatest one of them all-God, we are reposting this falshback. Please enjoy this post that was originally posted June 11, 2016. Happy Father’s Day weekend to all the fathers!🤵🤵🏾🤵🏿🤵🏼

        …Our Father which art in heaven, Hallowed be thy name. Thy kingdom come, Thy will be done in earth, as it is in heaven (Mat 6:9-10).

        image

        Father’s Day is approaching (June 19th)! Yet, Father’s Day doesn’t get the same amount of attention as Mother’s day. In 2014, 19.9 billion dollars were spent on Mother’s Day while 12.5 billion dollars were spent on Father’s Day (https://www.discover.com/credit-cards/resources/holiday/mothers-day-vs-fathers-day-infographic).

        It is easy to push Father’s Day to the side for many children or adults like me, who don’t have their earthly fathers present in their lives for whatever reason such as death, abandonment, imprisonment, etc. Fathers in general, I admit, dont get the attention or appreciation they should, especially in the Black community because of those who have failed to care, don’t know how to be a dad, or be consistent. However, there are still good fathers out there and for those who are struggling to be that good father but are surely trying, God sees you.

        I am sure it is an honor to be a father: the one God placed at the head of his family, and the one who can draw strength and wisdom from the greatest and Almighty Father Himself, God. The one who is also needed and we, women of God, are still praying that none of your destinies as men be aborted or abandoned.

        I am reminded of the time God told me that He would be my Father and Jesus my big Brother. God has kept that promise and although I have longed to meet my earthly dad sometimes, I have God who not only met me, but created me and first loved me. There is no other love but His that can fulfill me and carry me throughout this life. A father to the fatherless, a defender of widows, is God in His holy dwelling (Psalm 68:5 NIV).

        You’re a good, good father. It’s who you are, it’s who you are, it’s who you are. And I am loved by you. It’s who I am, it’s who I am. It’s who I am. –written by Pat Barrett and Tony Brown

        I love You Dad!

        And to all the fathers and father figures we, here at Fruitful & Fabulous, know both near and afar, we appreciate you. You are in our prayers. God bless you!

        Sincerely,

        Tannika

        Money $eries Week: Q & A With The Professional

        Hey loves, 

        We sincerely hope you have been enjoying this week’s Money $eries and they have made an impact on you. We have been blessed to share tips, facts, prayers, and the Word of God on such a crucial, favorite topic in this world–money. This evening we are presenting a special Q (Tannika) & A (Shalamaar). Shalamaar Muhammad is a Commercial Banking Professional with JP Morgan and fellow Christian who loves to share financial wisdom with others. Enjoy our Q & A  as well as take notes.

        Picture: Shalamaar Muhammad, JP Morgan Commercial Banking Professional 

        TannikaWhat is the one mistake people tend to make the most with their finances?

        ShalamaarLive outside their means. People tend to buy things that they don’t need to impress people they don’t like. 

        Tannika: As a fellow believer, what are some things you want Christians to understand about money.

        ShalamaarAs a fellow believer, I would say remember that the love of money is the root of all evil. Money should be looked at and used as a tool to meet your needs and the needs of others. Also give to purpose and not just need all the time. People who repeat the same cycles of bad money management usually have an underlying issue that needs to be addressed and resolved, and if it isn’t, the need will always continue.

        Tannika: What are the major areas of finance people should also be concerned with than just paying bills?

         ShalamaarOther than paying bills, use your finances to save (emergency fund, nest egg).

        Invest- Earn a return on your money.

        Give- Help meet others’ needs as God meets yours.

        Tannika: Dave Ramsey, financial guru and Christian, encourages every one to have an emergency fund. Why do we fail at building an emergency fund?

        ShalamaarWe fail at building an emergency fund because we don’t want to make the necessary sacrifices to do so. Think about how many restaurant meals, unnecessary shopping trips, vacations and other luxuries we could have given up over a year to build the fund. A year goes by so fast, so cutting back for a while is a minor sacrifice in the grand scheme of life. Letting go of instant gratification can help build up that fund and save you the headache of looking for additional funds at the time of emergency.

        Tannika: Explain what it means to invest your money and the best way to do so?

        ShalamaarInvesting your money can mean so many things. In the most simple terms, it means to earn a return on your money. It can be a conservative investment such as a simple interest savings or CD or complex such as investment in stocks and bonds. It’s best to speak with a professional such as a Financial Advisor to learn more about what investment best suits you.

        Tannika: What is the best financial advice you received growing up?

        ShalamaarThe best financial advice I received growing up was not to use credit as extra money. Credit can be helpful but there are also dangers if you are not responsbile, live beyond your means, or do not have self-control.

        Dangers of Credit

        • Overdoing it; borrowing more than you can afford to repay.
        • If you don’t make your payments on time, you’ll damage your credit record.
        • Losing money on late fees.
        • Having to pay additional interest.
        • Difficulty getting loans or credit in the future.

        Once your credit is damaged, it can take years and tons of extra money to restore it.

        Wow, thanks to Shalamaar for blessing us with loads of knowledge about emergency funds, investing and debt as well as the dangers of credit! 

        What are you taking away from today’s post? How will you apply what Shalamaar has shared with us to your new financial journey?

        Today’s Scripture:

        Jeremiah 17:7‭-‬8 NIV  “But blessed is the one who trusts in the Lord , whose confidence is in him.  They will be like a tree planted by the water that sends out its roots by the stream. It does not fear when heat comes; its leaves are always green. It has no worries in a year of drought and never fails to bear fruit.”

        Luke 16:10-12 “Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.  So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?  And if you have not been trustworthy with someone else’s property, who will give you property of your own?

        Prayer:

        Father, thank You for Your wisdom. Let me seek You and Your wisdom as well as Your Will to be done in my life. Help me to, for here on out, see money the way You do and to use it for Your glory and in Your wisdom. In Jesus’ name, amen.

                       __________________________________

        Shalamaar Muhammad is a woman of God whose joy can be seen and felt through her beautiful smile, her faith and involvement with her church, her spending time with her family and friends, and her volunteer work. Shalamaar is a Commercial Banking Professional with JP Morgan who also does business planning and personal finance. She has been a consistent volunteer with South Suburban PADS for more than seven years and looks forward to continuing helping others in need.