Flashback Friday: Our Father

Father’s Day is approaching; it is this Sunday on June 18th. To acknowledge all the dads and the greatest one of them all-God, we are reposting this falshback. Please enjoy this post that was originally posted June 11, 2016. Happy Father’s Day weekend to all the fathers!🤵🤵🏾🤵🏿🤵🏼

…Our Father which art in heaven, Hallowed be thy name. Thy kingdom come, Thy will be done in earth, as it is in heaven (Mat 6:9-10).

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Father’s Day is approaching (June 19th)! Yet, Father’s Day doesn’t get the same amount of attention as Mother’s day. In 2014, 19.9 billion dollars were spent on Mother’s Day while 12.5 billion dollars were spent on Father’s Day (https://www.discover.com/credit-cards/resources/holiday/mothers-day-vs-fathers-day-infographic).

It is easy to push Father’s Day to the side for many children or adults like me, who don’t have their earthly fathers present in their lives for whatever reason such as death, abandonment, imprisonment, etc. Fathers in general, I admit, dont get the attention or appreciation they should, especially in the Black community because of those who have failed to care, don’t know how to be a dad, or be consistent. However, there are still good fathers out there and for those who are struggling to be that good father but are surely trying, God sees you.

I am sure it is an honor to be a father: the one God placed at the head of his family, and the one who can draw strength and wisdom from the greatest and Almighty Father Himself, God. The one who is also needed and we, women of God, are still praying that none of your destinies as men be aborted or abandoned.

I am reminded of the time God told me that He would be my Father and Jesus my big Brother. God has kept that promise and although I have longed to meet my earthly dad sometimes, I have God who not only met me, but created me and first loved me. There is no other love but His that can fulfill me and carry me throughout this life. A father to the fatherless, a defender of widows, is God in His holy dwelling (Psalm 68:5 NIV).

You’re a good, good father. It’s who you are, it’s who you are, it’s who you are. And I am loved by you. It’s who I am, it’s who I am. It’s who I am. –written by Pat Barrett and Tony Brown

I love You Dad!

And to all the fathers and father figures we, here at Fruitful & Fabulous, know both near and afar, we appreciate you. You are in our prayers. God bless you!

Sincerely,

Tannika

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Money $eries Week: Q & A With The Professional

Hey loves, 

We sincerely hope you have been enjoying this week’s Money $eries and they have made an impact on you. We have been blessed to share tips, facts, prayers, and the Word of God on such a crucial, favorite topic in this world–money. This evening we are presenting a special Q (Tannika) & A (Shalamaar). Shalamaar Muhammad is a Commercial Banking Professional with JP Morgan and fellow Christian who loves to share financial wisdom with others. Enjoy our Q & A  as well as take notes.

Picture: Shalamaar Muhammad, JP Morgan Commercial Banking Professional 

TannikaWhat is the one mistake people tend to make the most with their finances?

ShalamaarLive outside their means. People tend to buy things that they don’t need to impress people they don’t like. 

Tannika: As a fellow believer, what are some things you want Christians to understand about money.

ShalamaarAs a fellow believer, I would say remember that the love of money is the root of all evil. Money should be looked at and used as a tool to meet your needs and the needs of others. Also give to purpose and not just need all the time. People who repeat the same cycles of bad money management usually have an underlying issue that needs to be addressed and resolved, and if it isn’t, the need will always continue.

Tannika: What are the major areas of finance people should also be concerned with than just paying bills?

 ShalamaarOther than paying bills, use your finances to save (emergency fund, nest egg).

Invest- Earn a return on your money.

Give- Help meet others’ needs as God meets yours.

Tannika: Dave Ramsey, financial guru and Christian, encourages every one to have an emergency fund. Why do we fail at building an emergency fund?

ShalamaarWe fail at building an emergency fund because we don’t want to make the necessary sacrifices to do so. Think about how many restaurant meals, unnecessary shopping trips, vacations and other luxuries we could have given up over a year to build the fund. A year goes by so fast, so cutting back for a while is a minor sacrifice in the grand scheme of life. Letting go of instant gratification can help build up that fund and save you the headache of looking for additional funds at the time of emergency.

Tannika: Explain what it means to invest your money and the best way to do so?

ShalamaarInvesting your money can mean so many things. In the most simple terms, it means to earn a return on your money. It can be a conservative investment such as a simple interest savings or CD or complex such as investment in stocks and bonds. It’s best to speak with a professional such as a Financial Advisor to learn more about what investment best suits you.

Tannika: What is the best financial advice you received growing up?

ShalamaarThe best financial advice I received growing up was not to use credit as extra money. Credit can be helpful but there are also dangers if you are not responsbile, live beyond your means, or do not have self-control.

Dangers of Credit

  • Overdoing it; borrowing more than you can afford to repay.
  • If you don’t make your payments on time, you’ll damage your credit record.
  • Losing money on late fees.
  • Having to pay additional interest.
  • Difficulty getting loans or credit in the future.

Once your credit is damaged, it can take years and tons of extra money to restore it.

Wow, thanks to Shalamaar for blessing us with loads of knowledge about emergency funds, investing and debt as well as the dangers of credit! 

What are you taking away from today’s post? How will you apply what Shalamaar has shared with us to your new financial journey?

Today’s Scripture:

Jeremiah 17:7‭-‬8 NIV  “But blessed is the one who trusts in the Lord , whose confidence is in him.  They will be like a tree planted by the water that sends out its roots by the stream. It does not fear when heat comes; its leaves are always green. It has no worries in a year of drought and never fails to bear fruit.”

Luke 16:10-12 “Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.  So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?  And if you have not been trustworthy with someone else’s property, who will give you property of your own?

Prayer:

Father, thank You for Your wisdom. Let me seek You and Your wisdom as well as Your Will to be done in my life. Help me to, for here on out, see money the way You do and to use it for Your glory and in Your wisdom. In Jesus’ name, amen.

               __________________________________

Shalamaar Muhammad is a woman of God whose joy can be seen and felt through her beautiful smile, her faith and involvement with her church, her spending time with her family and friends, and her volunteer work. Shalamaar is a Commercial Banking Professional with JP Morgan who also does business planning and personal finance. She has been a consistent volunteer with South Suburban PADS for more than seven years and looks forward to continuing helping others in need.

Money $eries Week: Don’t Let Money Take You Down

The love of money as well as the need of money can cause you to make some foolish moves. Moves that can bring you all the way down.

These foolish moves, like spending your bill–particularly rent–money on something you don’t need, can set you back financially and give you much grief. What about foolish moves like signing up for quick rich schemes, taking out personal loans one after the next, and spending out of control making more debt?

There are countless people who play the lottery day after day in hopes to win the big ticket. And of many of those people there have been winners who have squandered every penny and have also fallen to tragic circumstances. 

We all want money. We all need money but don’t let money control you. Don’t let money take you to the grave, to jail, or to a life spiraling out of control. 

There are three ways to not let money take you down:

  • Trust God and learn to depend on Him. A pastor said it so eloquently, “God is the source to our resources.”
  • Check your desires and motives for the things you want. Do you really need that or that right now? Why do you want it?
  • Develop patience. Patience and prayer accompanies each other. Learn to wait on God, learn to be patient in all areas of your life. Don’t make decisions based solely on feeling and on impulse. Don’t let anyone pressure you to do so either. 

Today’s Scriptures:

Matthew 6:21 For where your treasure is, there your heart will be also.

Ecclesiastes 7:12 Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: Wisdom preserves those who have it.

Revelations 3:17 You say, ‘I am rich; I have acquired wealth and do not need a thing.’ But you do not realize that you are wretched, pitiful, poor, blind and naked.

Luke 14:28 “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?

Ecclesiastes 5:10-14 Whoever loves money never has enough; whoever loves wealth is never satisfied with their income. This too is meaningless. As goods increase, so do those who consume them. And what benefit are they to the owners except to feast their eyes on them? The sleep of a laborer is sweet, whether they eat little or much, but as for the rich, their abundance permits them no sleep. I have seen a grievous evil under the sun: wealth hoarded to the harm of its owners, or wealth lost through some misfortune, so that when they have children there is nothing left for them to inherit.

1 Peter 5:2-3 Be shepherds of God’s flock that is under your care, watching over them—not because you must, but because you are willing, as God wants you to be; not pursuing dishonest gain, but eager to serve; not lording it over those entrusted to you, but being examples to the flock.

1 Timothy 6:17-19 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.

1 Timothy 6:10 For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.

Luke 3:14 Then some soldiers asked him, “And what should we do?” He replied, “Don’t extort money and don’t accuse people falsely—be content with your pay.”

Hebrews 13:5 Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.”

Proverb 13:11 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

Prayer:

Father, help me to believe that You are trustworhy and will provide for me. Help me to have pure motives and to be fulfilled in You. Give me the desires of Your heart. Father, help me to manage the resources You have blessed me with so I can be a blessing to others. In Jesus’ name, amen.

                   ———————————-

            http://www.fruitfulandfabulous.com

               Living Life the Fruitful Way 

Disclaimer

We, at Fruitful & Fabulous, are not certified financial planners or financial advisors. We do research and reference the sources that we use within our writing. The information provided should not be used as financial advice; it is used to promote financial literacy, financial literacy based from the Bible as well as discussion. The views, some of the experiences, and opinions on this site are that of the authors. Any suggestions or investment advice should be reviewed by a financial professional before acting on them.


This website will never share your email address or any of your personal information with a third party for any reason. We are excited to encourage financial literacy and health but it is your choice whether or not you use the information provided and at your own risk.

Money $eries Week: Holes In Your Pocket

Sometimes it feels like your money comes only to disappear through some invisible hole in your pocket. Your bank account can’t even get acquainted with your money because it comes in and goes right back out. 

You are barely getting by. Your funds don’t add up. Bills are due, debt is piling up. You obsess over making your paycheck fit all the bills and then some. You are afraid it will always be like this, living paycheck to paycheck. You have tried loans that you pay back twice as much in interest. You try getting more credit but get denied and rejected. You even tried supplementing your income with a side business you truly love but have no time for and have little success. It feels hopeless sometimes. But God!

Today’s Scripture:
Matthew 6:25-34 “Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food, and the body more than clothes? Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? Can any one of you by worrying add a single hour to your life?

And why do you worry about clothes? See how the flowers of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will He not much more clothe you–you of little faith? So do not worry, saying, “What shall we eat?’ Or ‘what shall we drink?’ Or ‘what shall we wear?’ For pagans run after all these things, and your heavenly Father knows that you need them. But seek first His kingdom and His righteousness, and all these things will be given to you as well. Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.”

Psalm 9:10 Those who know Your name trust in You, for You, Lord, have never forsaken those who seek You. 

God doesn’t lie, in fact can’t. God doesn’t say something just to say it. He means what He says and wants you to know that you are so valuable to Him and He wants to take care of you. Why not let Him; He created and owns the universe. He is Alpha and Omega, omniscient and omnipresent. Meditate on His Word today and trust that He will do what He said He would. Seek Him and seek Him first!

Tip: Track and make note of your finances. Know what monies are coming in and know where they are going to. Then eliminate expenses that you can do without or substitute like cable tv. Track your expenses at least once a month and make necessary changes. 

Prayer: 

Father, help me to seek first Your Kingdom and Your righteousness. For you are the Great I Am, my maker, my present help in the time of trouble, my deliverer, my heavenly Father. Help me to trust You with my finances. You are the source of everything I need. Lord, I am valuable to You so help me to trust that You will never leave me nor forsake me. In Jesus’ name, amen.

                  ———————————–

           www.fruitfulandfabulous.com

             Living Life the Fruitful Way 

Disclaimer

We, at Fruitful & Fabulous, are not certified financial planners or financial advisors. We do research and reference the sources that we use within our writing. The information provided should not be used as financial advice; it is used to promote financial literacy, financial literacy based from the Bible as well as discussion. The views, some of the experiences, and opinions on this site are that of the authors. Any suggestions or investment advice should be reviewed by a financial professional before acting on them.


This website will never share your email address or any of your personal information with a third party for any reason. We are excited to encourage financial literacy and health but it is your choice whether or not you use the information provided and at your own risk.

Money $eries Week: Relationship

Relationships are essential to our lives. They are crucial to our development, growth, and existence. They are so crucial that the Ten Commandments show us how we are to protect our relationship with God and our relationships with others. Jesus takes it a step further by instructing us “to Love the Lord your God with all your heart and with all your soul and with all your mind and with all your strength.’[a] 31 The second is this: ‘Love your neighbor as yourself.’[b] There is no commandment greater than these.” (Mark 12:30-31)

Today, however, we will talk about OUR RELATIONSHIP WITH MONEY.

There are some of us who have healthy relationships with money and some of us who do not. Let us talk about the unhealthy relationships with money some of us have. Money controls some of us. Money leads us toward making poor decisions. Money runs away from us and it spends all of its time with our bills and/or bad habits. Money makes us feel good–until it goes away.

Okay, let’s not put all the blame on money and make this one-sided. We are at fault for having money control the relationship. Moreover, we don’t see its worth. We don’t value it. We don’t get to know it. We either have unrealistic expectations, too little expectations, or too high expectations of our money. And we don’t tell our money what we expect it to accomplish. We don’t see our money’s potential. We don’t invest in it. We don’t let it rest. We don’t even let it just sit and catch its breath sometimes. We don’t use wisdom and care when handling it. Then we expect it to do what we need it to do and be what we need it to be.

What about our management of someone else’s money (credit cards). We pretend its fully ours until its time to pay it back. Then we get stressed and our finances look even more a mess.

Stats: Pew Charitable Trusts reports that 80% of Americans are with debt. (www.pewtrusts.org)

But God desires for our relationship with money to not be a stressful, debilitating one, but a healthy one. He desires that money not master us and that we trust in Him, the One who supplies all of our needs according to His riches in glory by Christ Jesus (Philippians 4:19).

Today’s Scriptures:

Mark 12:30-31 And thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind, and with all thy strength: this is the first commandment. And the second is like, namely this, Thou shalt love thy neighbour as thyself. There is none other commandment greater than these.

Philippians 4:19 But my God shall supply all your need according to his riches in glory by Christ Jesus.

Prayer:

Lord, please help us to have a healthy relationship with money. We desire to serve You and not money. Break the yokes of poor stewardship and debt in our lives. Forgive us for building such a dependence on earthly things and for our love of money. Help us to trust and depend on You and to love You with all of our hearts. In Jesus’ name, amen.

http://www.fruitfulandfabulous.com

Living Life the Fruitful Way

 

Disclaimer

We, at Fruitful & Fabulous, are not certified financial planners or financial advisors. We do research and reference the sources that we use within our writing. The information provided should not be used as financial advice; it is used to promote financial literacy, financial literacy based from the Bible as well as discussion. The views, some of the experiences, and opinions on this site are that of the authors. Any suggestions or investment advice should be reviewed by a financial professional before acting on them.


This website will never share your email address or any of your personal information with a third party for any reason. We are excited to encourage financial literacy and health but it is your choice whether or not you use the information provided and at your own risk.

Two-Sentence Prayer Thursday: God Says You Matter

God is not impressed with our extensive vocabulary or how elegant we can sound with our words. Rather, He is looking for undivided hearts toward Him, true dependence upon Him, and daily communication with Him as well as relationship. With that said, we will take Thursdays and post Two-Sentence Prayers to pray. We pray we are sincere, yielded and responsive to the answers, love, and wisdom God gives us as a result of seeking Him wholeheartedly even in the simplest of prayers.

God says you are fearfully and wonderfully made. He is mindful of you. He counts the hairs that are on your very head. He collects your tears and comforts you. He knows your every move and knew you before you were even in your mother’s womb. He is crazy about you, deeply in love with you. You matter to Him but Satan doesn’t want you to believe that. 

So, remind yourself these things daily. Believe that God loves you and wants you and is advocating and working in your behalf daily. And He has employed a great defense team for you that not only has your back but loves you just as much. His Son–who gave His life to rescue you from the clutches of eternal separation from God– The Holy Spirit, and His angels are all here to aid you to fulfill your destiny because you matter to God. You have to trust Him, believe Him and receive from Him.

Father,

Deliver me from the devil’s deception that I don’t matter and help me to believe that I truly matter to You. Help me to love myself and see myself through Your eyes, in Jesus’s name, amen.

Money Series Week

Coming to you next week!

Whether you are a believer of Christ or not, rich or poor, black or white, you can’t escape the green paper and bronze and silver coins in this world. As the saying and a song goes, “money makes the world go round”. If you are alive and in this world (which you are because you are reading this post lbs), you know you have to deal with money, spread it out, work to get it, and work to keep it. We need money to pay bills, negotiate contracts and work, buy necessities and even wants right?

Moreover, money is deemed evil by many who fail to understand that it is neutral, neither good nor bad. However, the LOVE of $money$ is a sin and it is wicked. This love can drive people to commit the most heinous acts as well as squander countless millions. This love leads us to make decisions that result into awful credit card debt with no emergency savings. We, at Fruitful & Fabulous, believe in order to not have money master us, we have to master it and surrender this area (our finances) over to God. And we too are working on our relationship with money. We cannot serve both God and money. And who wants to be a slave to debt, credit card companies, worrying about money, and the god of Barely-Making-It (okay that is not a god but y’all catch our drift)? 

So, with this series, let’s try to see money from a biblical standpoint, from God’s eyes, and let’s become better stewards over the finances we have been blessed with. Let us also learn to be content in any situation by trusting God through it all and with our all.

Disclaimer

We, at Fruitful & Fabulous, are not certified financial planners or financial advisors. We do research and reference the sources that we use within our writing. The information provided should not be used as financial advice; it is used to promote financial literacy, financial literacy based from the Bible as well as discussion. The views, some of the experiences, and opinions on this site are that of the authors. Any suggestions or investment advice should be reviewed by a financial professional before acting on them.


This website will never share your email address or any of your personal information with a third party for any reason. We are excited to encourage financial literacy and health but it is your choice whether or not you use the information provided and at your own risk.